Life in Retirement Communities
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When both spouses have retired from the jobs that they have worked at most of their adult lives and the "chicks" have all been educated and have flown the coop, so to speak, many people begin to consider the possibility of exchanging the home that they have lived in for many years for a smaller place or a safer place or a more peaceful place. The words "retirement community" are spoken again and again. The pros and cons are debated at length.
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The truth is that Americans are living longer and healthier lives. The "retirement" age is still 65, but at 65, many people are looking at another 25 years or more of healthy and active living. Retirement communities are springing up like wildflowers, and each one offers different advantages. If you and your spouse are considering exchanging life in the house you've lived in for years for life in a retirement community, there are many points to consider.
The first thing that you both need to do is to make a list of the advantages that are most important to you. The list might be something like:
Location: Do you want to stay in the same area, or would you rather relocate to a warmer or drier clime?
Lifestyle: Do you want to continue with the lifestyle that you are accustomed to, or would you rather relocate and be closer to a golf course or the theater district?
Safety and Security: What is your personal definition of a safe and secure environment?
Maintenance-Free Living: Do you want all of the household tasks to be taken care of for you, or is gardening your hobby? Would you be lost without a yard to care for?
There are many major points to consider before you choose (or don't choose) a retirement community for your "golden" years.
